Inheritance. Lottery. Huge casino winnings. Some people get the chance of a huge financial windfall, but, almost 70%, instead of saving money, will squander it. How can someone miss the HUGE opportunity of getting set for life? How can someone…
Debt! The number one struggle for many families. Whether it’s student loans, personal loans or mortgages, most adults have faced a form of debt at least once in a lifetime. I won’t get into details about how important is to try get…
Living paycheck to paycheck? Can’t save money? In big debt? You can stop being broke, but it takes few drastic measures to get better financially. Here are the main strategies to apply, to never be broke again: Plan better This…
If you like Christmas and also to save money, you probably need to do a bit of an effort, since most stores would like you to spend recklessly, not be frugal. You can still enjoy a great time together with…
We live in a society that emphasizes ‘having‘, instead of ‘experiencing‘ and ‘saving‘. Of course, there are a gazillion of personal finance blogs, books and resources to teach us better saving money routines, but most of the media outlets are still…
If you are interested in saving money, then chances are you should be looking at your eating out habits and make some improvements. For many people eating out doesn’t happen only on very special occasions, so it’s something you’re probably doing at…
Many of us, personal finance bloggers, are also parents, so the thought of saving money for kids’ future clearly passed our minds. Most of us had to pay for our college (or had parents help us with the costs) and,…
The Quick Step-by-Step Guide Please read the article below ALL the details you need. If you bump into any troubles or need some support, drop me a line at ramona (at) pftoday (dot) com Now you can create your own…
Mental accounting refers to our tendency to separate our money into different accounts based on subjective criteria: the source of the money (money easily earned is not treated carefully as our salary, for instance), intended use for each account (‘play’ money,…
