Mental accounting refers to our tendency to separate our money into different accounts based on subjective criteria: the source of the money (money easily earned is not treated carefully as our salary, for instance), intended use for each account (‘play’ money,…
In a world filled with endless opportunities and countless desires, one common reality that unites us all is the necessity to manage our finances wisely. Saving money can sometimes feel like an uphill battle, particularly when unexpected expenses arise or…
For most households the electricity bill can sometimes eat up quite a chunk of the budget. This is why knowing few tricks to save money on electricity can clear up some cash each month, that can be further saved, spent…
You’ve probably heard about budgeting, but have you come across the 50/30/20 rule? It’s a simple yet effective way to manage your finances. In this article, we’ll dissect what this rule is all about and why it’s gaining popularity among…
In today’s competitive business landscape, finding ways to cut costs is essential for the success and sustainability of any company. In this article, we will explore 15 practical steps that businesses can take to reduce expenses and increase their bottom…
Christmas is not that far away. And thinking about how to save money this time of the year does make a lot of sense, especially since most of us usually go overboard with presents, spending and the holiday shopping spirit. 1. Don’t…
There’s no getting around the fact that driving these days isn’t cheap. However, by following these five simple steps, you might be able to save yourself a surprising amount of money and make your motoring more affordable. 1) Get the…
Many of us are already familiar with eBay, some are using it to purchase various items and some are even earning money on eBay as sellers. Today I’d like to list few tricks that would hopefully allow you to increase…
