Reverse Mortgages Explained
With the cost of living expenses, the elderly may find their best option is to obtain a reverse mortgage. When an unexpected expense comes up and there isn’t enough money to pay the bills, this type of mortgage can help.…
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The personal finance blog you need to reach financial independence. Save money, pay off debt and start a successful side business. Read finance insights from our experts and become financially free.
How to Stop Being Broke – The Ultimate Guide
Living paycheck to paycheck? Can’t save money? In big debt? You can stop being broke, but it takes few drastic measures to get better financially. Here are the main strategies to apply, to never be broke again: Plan better This…
20 Ways to Spend LESS Money During Christmas Shopping
If you like Christmas and also to save money, you probably need to do a bit of an effort, since most stores would like you to spend recklessly, not be frugal. You can still enjoy a great time together with…
5 Saving Money Habits To Never be Broke Again
We live in a society that emphasizes ‘having‘, instead of ‘experiencing‘ and ‘saving‘. Of course, there are a gazillion of personal finance blogs, books and resources to teach us better saving money routines, but most of the media outlets are still…
How to Save Money When Eating Out
If you are interested in saving money, then chances are you should be looking at your eating out habits and make some improvements. For many people eating out doesn’t happen only on very special occasions, so it’s something you’re probably doing at…
The Pros and Cons of Saving Money for Kids’ Future
Many of us, personal finance bloggers, are also parents, so the thought of saving money for kids’ future clearly passed our minds. Most of us had to pay for our college (or had parents help us with the costs) and,…
How to Create a Money Making Blog – The Step-By-Step Guide to a Profitable Blog
The Quick Step-by-Step Guide Please read the article below ALL the details you need. If you bump into any troubles or need some support, drop me a line at ramona (at) pftoday (dot) com Now you can create your own…
How to Apply for a Credit Card And Get Approved
A credit card can be a very powerful financial tool, but improper use can also bring you to the brink of financial disaster. It’s the reason many people now stay away from credit cards, while others still use them, but in a more…
How to Stop Mental Accounting
Mental accounting refers to our tendency to separate our money into different accounts based on subjective criteria: the source of the money (money easily earned is not treated carefully as our salary, for instance), intended use for each account (‘play’ money,…
Traditional 401(k) vs Roth 401(k)
Saving for retirement seems easy when your employer offers access to at least one retirement plan. But when two 401(k)s come into play, which do you pick? How does a traditional 401(k) compare to a Roth 401(k)? If you’re concerned…
